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Also see our non-conforming mortgage options


Bad Credit Mortgages 
Even if you have been turned down by the bank, we have a variety of alternative lenders that will gladly consider your application. Alternative lenders available for purchases, refinances, equity take-outs, renewals and debt consolidations in Canada.

Most banks have strict lending guidelines they must follow, leaving no room for any mistakes. So if you don't have A+ credit chances are you will be hearing "NO" quite a bit. Whether you have an outstanding collection or past bankruptcy we want to help you Get Approved!

When it comes to bad credit mortgages we offer our clients two options:
1. Assistance with rebuilding and repairing credit in order to qualify for a mortgage with a lower down payment and interest rate >>> within 6 -12 months. (See our Credit Repair Program for more details)

2. Arranging a mortgage through either an alternative mortgage lender or private lender at a higher rate of interest.

We do mortgages for people who have... Types of Income Accepted
Poor re-payment history - missed or late payments
Outstanding Debt - Collections or judgements
Past Bankruptcy
Consumer Proposal
Credit Counselling
No Current Credit
Outstanding Income Taxes
Outstanding Property Taxes

Short term & permanent disability
WSIB
Pension
Maternity Leave
Child Support Payments/court orders
Alimony

If you have a severe financial problem you may find solutions at the following sites:

BC Bankruptcy Information;

Alberta Bankruptcy Information;

Newfoundland Bankruptcy Information;

Ontario Bankruptcy Information;

Ontario Bankruptcy Trustees;

NB & PEI Bankruptcy Information;

Canadian Law Information;

Canadian Trustee Websites.

 

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Real Estate services provided by:
Royal LePage Hiller Realty
Brokerage Independently owned and operated.
100 Erie Street., Stratford, ON N5A 2M4
Tel. (519) 273-1650 24 hr. pager


Mortgage Broker Services by:
Discount Mortgage Canada Inc.
1-1770 King Street. East,
Kitchener ON N2G 2P1
*No affiliation between the two companies

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