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Many factors are taken into consideration by lenders in making their decision to advance credit.  To be used as a rough guideline only.

 

Real Estate Loans:
Late payments in last 12 months

30 Days Late

60 Days Late

90 Days Late

90+ Days Late

 

Loans / Revolving Credit: 
Late payments in last 12 months

30 Days Late

60 Days Late

90 Days Late

90+ Days Late

 

Judgements and Collections Against You

Real Estate Foreclosure

Creditor Judgements

Creditor Chargeoffs

Personal Bankruptcy

Collections or Garnishments

Tax Liens

 

      

 

Your Credit Grade: *

 

Keep in mind that the qualification process for each lender may vary and may require you to fit their specific criteria.



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