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Tired of paying high interest rates? Too many payments? Need extra cash?
Refinance or
get a 2nd Mortgage up to
95% loan to value
The qualification process is simple, its similar to a renewal except you are combining your debt into your mortgage payment and you will have one payment instead of several.
If you have owned your home for several years you may qualify for a home equity take out. Mortgage equity is the difference in the market value VS the amount owing on the mortgage. Depending what lender you apply to, you will likely need to have a home appraisal done. (Assessed for it's value). Your Mortgage Broker will have this arranged for you.
Its similar to applying for a new mortgage, the criteria is the same. However with an equity take-out you can pay out any debts that you may be behind on.
How we can help you consolidate:
We pull your credit fill once and only once. Going to each bank, going through the approval process and pulling your credit file can be time consuming. Each time you apply and your credit is pulled your credit score is lowered. Your interest rate will be based on your credit score. This will mean a higher interest rate once you do get financing and the difference in thousands of dollars. We will save you the hassle, save you the money and do all the work for you. We will find you the best rate and terms for your mortgage from over 50 of Canada's top major banks.
No matter what bank you may be with now, we can explore other rates and mortgage programs to suite your needs.
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