FREE DOWN PAYMENT PROGRAM available oac.
Imagine, home ownership is a realistic possibility even with little or no money down!

Typically with every mortgage at least 5% down is required. With the "Free Down Payment' Program, the mortgage lender will give you the 5% down. All you have to do is show us you have the closing costs, which generally run 1.5% of the purchase price. *Actual closing amounts should be verified with a lawyer. Subject to higher interest rate and subject to change or cancellation by lender at anytime.

What you need to Qualify (Minimum Requirements):
*Minimum Credit Score of 680 or more
*24 Months of strong payment history on an individual account or combination of accounts
*No collections, judgements or late/missed payments in last 24 months
*No Previous Bankruptcies, Consumer Proposals or Credit Counselling
*Two to three years of stable employment in the same industry with proof of satisfactory income
*Property being purchased must be close to Major Urban Area, Zoned Residential (no fixer uppers)
*Must qualify for CMHC Mortgage Loan Insurance and meet (GDS Gross debt service) and (TDS Total Debt Service) Requirements

Don't meet the minimum credit requirements? Maybe you qualify for a Cash Back Mortgage

To see if you qualify, please fill out our secure online form.