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| Up to 95% | |
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Qualifying Criteria: >650 Minimum Beacon Score >2 years stable employment with confirmed income >No collections or judgements >No late or missed payments for 2 years >In populated areas of 5000 or more |
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| Up to 90% | Up to 85% |
Qualifying Criteria: >Beacon Score of 600+ >3 months of continued employment >Some collections or judgements >Some missed or late payments >In populated areas of 5000 or more/ 25km surrounding area |
Qualifying Criteria: >Beacon Score of 550+ >Combination of stable employment + good payment history >Some collections or judgments >Some late or missed payments >In populated areas of 5000 or more |
| Self Employed - Up to 90% | Poor Credit - Up to 75% |
Qualifying Criteria: >680+ Minimum Beacon Score >2 years verified self employed >Must be able to show income >No collections or judgements >12 months good repayment history >In populated areas of 5000 or more  |
Qualifying Criteria: >Income must debt service loan and current debt >Property must be in a state of good repair >Owner occupied properties *Please contact us for more information on refinancing with private funds. |
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